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- Business Cash Management
Enjoy the efficiency of running your business with secure, cash management services through Lake Area Bank.
- Mortgage Solutions
Whether you’re buying, building or refinancing, Lake Area Mortgage has a variety of products and competitive rates to suit your stage in life.

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Financial Access at Your Fingertips
During these uncertain times, having remote access to financial tools is more important than ever. Discover everything you can access with the touch of a finger.
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Set Your Sights on Growth with a Business Loan
Whether you’re considering a COMMERCIAL REAL ESTATE LOAN or an EQUIPMENT FINANCING LOAN, Lake Area Bank has customized options for just about any purpose.
- Flexible Terms & Quick Decisions
- Loans Customized to Your Business & Competitive Rates
- Hands On Approach & Community Focused


First Time Home Buyer?
We’ve got you covered!
Buying your first home is exciting! So don’t let your worries of a down payment get in the way of owning your first home. You may qualify for a MN down payment assistance program.
Lake Area Mortgage is dedicated to making the entire process smooth and simple.
Lake Area Bank Blogs

Refinancing Loans
Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Essentially, refinancing replaces an old

Transitioning to Retirement
Transitioning to retirement takes planning and preparation. But if you’re wise, you can set yourself up for success. Whether you have a pension or a retirement fund that you’ve been

Financial To-Dos for Newlyweds
Before the big day, sit down with your partner and talk finances. Some of these to-dos have a time limit—sometimes as short as two weeks after your wedding! Don’t miss

Three Great Benefits of a Health Savings Account (HSA)
Having a Health Savings Account, or HSA, comes with a wide array of financial benefits. In 2021, we could likely all use a few extra financial perks! From tax advantages