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What requirements/items do I need to open a checking account?

In order to complete the application process, a Lake Area Banker will need to see the following items:

1. Valid Primary ID:
  • Drivers License
  • Military ID
  • Passport
  • State ID Card 
2. Proper address verification.
3. Lake Area Bank also requires all signers on the account to sign a signature card to complete the process. 
If the primary account holder is a minor (under age 18) a secondary account holder over the age of 18 will need to be on the account. The secondary account holder, who is over the age of 18, will need to bring a current photo ID.

Why do some of the checks I write go through my account as an ACH?

Some businesses choose to send your check through as an ACH instead of a paper document because it helps your check clear quicker.

How do I order or re-order checks?

Call or stop in to speak with a Lake Area Banker for assistance with check orders.

You can also now re-order your checks over the phone or on-line if there is no change to your last order. To re-order over the phone call 1-877-838-5287, to re-order online click here.

How am I billed for my checks?

The check order amount will come out of your account automatically. The debit will show up on your statement: LAKE AREA CK PRT FEE.

What requirements/items do I need to open a business account?

In order to complete the application process, here are some examples of what a Lake Area Banker will need to see at account opening:
  • Articles of Incorporation
  • Articles of Organization
  • Corporate Resolution
  • Partnership Agreements (if applicable)
  • Certificate of Good Standing
Lake Area Bank also requires all signers on the account to sign a signature card to complete the process.