What requirements/items do I need to open a checking account?
In order to complete the application process, a Lake Area Banker will need to see the following items:
1. Valid Primary ID:
- Drivers License
- Military ID
- State ID Card
2. Proper address verification.
3. Lake Area Bank also requires all signers on the account to sign a signature card to complete the process.
If the primary account holder is a minor (under age 18) a secondary account holder over the age of 18 will need to be on the account. The secondary account holder, who is over the age of 18, will need to bring a current photo ID.
Why do some of the checks I write go through my account as an ACH?
Some businesses choose to send your check through as an ACH instead of a paper document because it helps your check clear quicker.
How do I order or re-order checks?
Call or stop in to speak with a Lake Area Banker for assistance with check orders.
You can also now re-order your checks over the phone or on-line if there is no change to your last order. To re-order over the phone call 1-877-838-5287, to re-order online click here.
How am I billed for my checks?
The check order amount will come out of your account automatically. The debit will show up on your statement: LAKE AREA CK PRT FEE.
What requirements/items do I need to open a business account?
In order to complete the application process, here are some examples of what a Lake Area Banker will need to see at account opening:
- Articles of Incorporation
- Articles of Organization
- Corporate Resolution
- Partnership Agreements (if applicable)
- Certificate of Good Standing
Lake Area Bank also requires all signers on the account to sign a signature card to complete the process.