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September 2017 - You may have heard that Equifax reported a very large breach impacting approximately 143 million customers. Equifax is one of the three major consumer credit reporting agencies, alongside Experian and TransUnion. The information accessed from Equifax primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.

Equifax is mailing out letters to anyone affected. They have also established a dedicated website,, to help consumers determine if their information has been potentially impacted and to sign up for credit file monitoring and identity theft protection.

Lake Area Bank, along with many credit card companies, banks and other businesses, use Equifax to submit customer loan data and obtain credit information. Because so many institutions utilize Equifax, there is no way for us to know who might be impacted and from what source. We encourage our customers to visit the dedicated Equifax website (above) to see if you may have been impacted, and take advantage of the monitoring tools offered.

As always, we continue to hold security as our top priority. If you have any questions, please contact a Lake Area Bank banker.