Securities, insurance and advisory services offered by 
Cetera Investment Services, LLC.

Lake Area Financial Services can Help You Pursue Your Financial Goals
When it comes to your financial dreams, taking action is vital to your success. But that’s not always easy. You know where you are – and where you want to go. Our aim is to help you get there. As experienced financial professionals, we are committed to making your journey toward financial success as easy as possible.

Our friendly and knowledgeable Investment Executives can help you every step of the way.

White Bear Lake 
1400 East Highway 96
White Bear Lake, MN 55110

PO Box 743
Lindstrom, MN 55045

We can help give you:
  • The opportunity to organize and simplify your financial life
  • Access to in-depth knowledge of financial solutions
  • More time to do the things you cherish most
  • A sense of comfort-knowing someone is working with you
You can relax knowing you are working with someone who has your best interests in mind.

If you’re like most investors, you want someone to walk you through the investment choices available to you. That’s where we can help. We can provide the in-depth knowledge necessary to assist you in identifying what investments are right for you. Whatever your goals or stage in life, Lake Area Financial Services can help you make the right investment choices.

A Client-Centered Approach. It’s all about you. We are here to help you:

  • Save for retirement – before and during your retirement years
  • Protect your family or family business with risk management solutions
  • Save for college expenses
  • Minimize taxes through tax-advantaged investing*
  • Create lifetime income strategies
  • Maintain your independence with long-term care insurance
  • Save for something special (wedding, vacation, second home, etc.)
  • Gain confidence in your investment choices
  • Create a legacy for your family
  • Increase your understanding of Social Security 
  • Preserve your wealth
  • Fulfill your charitable wishes
Superior Products
  • Fixed and Variable Annuities
  • Mutual Funds
  • Life Insurance
  • Stocks and Bonds
  • Tax-Advantaged Investments*
  • Long-Term Care Insurance
  • Disability Insurance
  • Retirement Plans
  • Professionally Managed Asset Accounts
  • Money Market Funds
  • Unit Investment Trusts
Expect More
  • Innovative Services
  • Cash management
  • Financial consultations
  • Wealth management
  • Education funding
  • Business owner solutions
  • Insurance services
  • Estate guidance
  • Asset allocation
Comprehensive Support Services
  • Quality and timely customer service
  • Consolidated account statements
  • Convenient order execution
  • Quick confirmation reports
  • Automated funds transfer between accounts
  • Dividend reinvestment
  • Check-writing services on money market accounts
  • Cash dividend option

Cetera Investment Services, LLC

As one of the nation’s largest broker-dealers dedicated to serving financial institutions, Cetera Investment Services offers quality investment and insurance solutions. Registered in all 50 states, Cetera is a member of the Depository Trust and Clearing Corporation (DTCC), the Financial Industry Regulatory Authority (FINRA), and the Securities Investor Protection Corporation (SIPC)

Cetera Investment Services, LLC is a registered broker-dealer, member FINRA/SIPC and is not affiliated with Lake Area Bank or its related companies. Securities and insurance products offered by Cetera Investment Services: 
  • Not FDIC insured
  • May go down in value
  • Not financial institution guaranteed
  • Not a deposit
  • Not insured by any federal government agency
Investment Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

*Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither Cetera Investment Services nor any of its representatives may give legal or tax advice.