MOBILE BANKING
It really is pretty amazing.
All branches will be closed at 4pm on Friday, August 26th, and CLOSED ALL DAY on Saturday, August 27th, due to our White Bear Lake, Stillwater, and Hugo branch conversion to Royal Credit Union. We truly apologize for the inconvenience this may cause.
Mobile Banking
Control Your Finances with the Touch of a Finger!
Lake Area Bank’s mobile banking is a free, convenient and faster way to bank.* Now you can securely access your account information any time and any place using an iPhone, Android or Tablet with our downloadable app, mobile web access or text messaging.
Lake Area Bank Mobile Banking allows you to:
- Pay your bills
- Transfer funds from an external bank account or between Lake Area Bank accounts
- Check account balances
- View transaction history
- Deposit checks
- View deposit tickets and check images
- View Transfers
- Locate a nearby Lake Area Bank location or ATM
*Message and data rates may apply.
ADDITIONAL FEATURES OF MOBILE BANKING
Mobile Deposit
Enjoy the convenience of depositing checks right from your mobile device using Mobile Deposit with your mobile banking app! It’s as easy as 1-2-3!
- Endorse your check: Write “For mobile deposit only at Lake Area Bank“, then sign your name underneath.
- Take a photo of the front & back of your endorsed check.
- Using the Mobile Banking App, submit the check photo in Mobile Deposit.
Note: You can also view deposit history as well as pending deposits. Everything at your fingertips!
Funds made by 3:00pm CT are available the next day following Reg E funds availability.
Mobile Banking daily deposit amount limits exist.
Mobile Wallet
Using your Lake Area Bank debit card can be more convenient than ever, because now they’re compatible with Mobile Wallet services such as Apple Pay, Samsung Pay, and Android Pay.
Mobile Wallet allows you to store your card information securely on your smart phone, and to use your phone to make purchases at over a million stores now accepting mobile payments. When you pay in a store using Mobile Wallet services, you don’t share the information contained on your card. Your mobile device sends a unique, one-time passcode to the merchant’s terminal that doesn’t contain actual card information like your name or card number. It’s simple, convenient and secure!
To use Mobile Wallet:
- Ensure that the app is installed on your mobile device, and if not go to your app store to see if it’s available for download.
- Follow the simple on-screen instructions to load your card information to the app.
- For more information, check out our Mobile Wallet video tutorial.
No more digging in your wallet trying to find your card. Download the app today to enjoy the convenience of using your Lake Area Bank debit card right from your smart phone!
CardValet
Help safeguard your cards from fraud. CardValet allows you to turn your credit or debit card “on” or “off” anytime. When they’re “off”, no one can use your cards. Turn them “on” when you’re ready to use them again.
CardValet lets you:
- Turn your card on or off
- Define areas where your card can be used
- Limit purchases by the type of merchant
- Set limits on the dollar amount
Instantly change your settings — giving you complete control over your credit or debit card.
Your card, on your terms.
PopMoney
Person-to-Person Payments Made Easy, Convenient and Secure
Popmoney® is an innovative payment service offered by leading financial institutions and eliminates the hassles of checks and cash. With Popmoney, you now can send or request payments using only the recipient’s email address, mobile phone number or account information. You have the freedom of sending a payment to a friend, relative, babysitter or anyone, anytime, anywhere. Best of all, it’s free to personal Online Banking customers!
Bill Pay
Make paying bills a breeze! You decide when and how much to pay. No forms—No hassles—No checks. Set up one-time, recurring and even future payments. Bill Pay is an efficient and secure way to pay your bills – and it’s free to personal Online Banking customers. Simplify your busy life!
TransferNow
Transfer your money from another bank without moving an inch!
Online transfers are a convenient way to move money from your account at other banks into your account at Lake Area Bank – no checks, cash deposits or branch visits required.
Log in to your mobile banking account to schedule a transfer.
Want to access your mobile banking apps quickly and securely? Take advantage of the following login features developed with your safety and efficiency in mind. Now supported in both Personal and Business Lake Area Bank Mobile Banking apps.
Fingerprint Recognition Login
Log in to mobile banking with a simple scan of your thumbprint. No more worrying about someone accessing your login password! Available to Android users with OS version 6.0 and Android 7 or higher. Also, iPhone users with OS version 12.0 on iPhone 6 or higher.
Face Recognition Login
Take security one step further with face recognition technology using your smart phone’s camera device to scan your face for instant login to mobile banking. Available to Android users with OS version 6.0 and Android 7 or higher. Also, iPhone users with OS version 12.0 on iPhone 6 or higher.
Have a Business?
Lake Area Bank also offers Business Mobile Banking to business online banking customers.
Convenience at Your Fingertips
Sign up for Online Banking Today!
Additional Services
Other products and services offered by Lake Area Bank.
