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ATM and Debit Cards

It works like a plastic check at all MasterCard debit merchants... all purchases come directly out of your checking account. Plus, you can use it to get cash at ATMs all over the world.

Selecting CREDIT or DEBIT at the checkout

Select CREDIT when:
  • Making everyday transactions
  • You want to pay and get on your way
Select DEBIT when:
  • Making a purchase in which you want to receive cash just like at an ATM and pay no extra fees
  • Paying at a membership-only retail warehouse store
  • When you pay by DEBIT, you will be asked to enter the same PIN you use at an ATM
NOTE - Your MasterCard will include Identity Theft Resolution Services. To learn more about this valuable benefit, please call 1-800-MC-ASSIST (1-800-622-7747). To request a printed Guide to Benefits, call Lake Area Bank at 651-257-1117. You can also visit for a full description of the new benefits and how to use them.

For your convenience, Lake Area Bank offers eStatements! An electronic version of your monthly bank statement; eStatements replace your paper statements to reduce waste and clutter.

eStatements and Personal Banking:
  • You will receive an e-mail after each statement period notifying you that your statement is available online
  • Open your monthly bank statements on your home computer (You will need to have Adobe Reader to view your statements. You can download Adobe Reader FREE)
eStatements for Business Banking:
  • Contact your banker

Do you have a question about eStatements?
Click here to contact us