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Lake Area Bank offers a variety of checking accounts to meet your individual needs. All our checking accounts offer:


  • Automatic recurring transfers
  • Bill Pay
  • Debit Card^
  • eStatements

Minimum opening deposit of $50.00 is required for all checking accounts.


Completely Free Checking**

  • No minimum balance 
  • No monthly service charge


No Minimum Interest Checking

  • Free Lake Area Bank corporate checks
  • Earns interest on all balances***
  • No minimum balance
  • $4.00/Month


VIP Interest Checking**

  • Earns interest on all balances***
  • No minimum balance
  • No monthly service charge


50+ Interest Checking

For our customers age 50 or better
  • Earns interest on all balances***
  • Free Lake Area Bank corporate Image checks (or $10 off style of choice)
  • No minimum balance 
  • No monthly service charge
  • Fee waived on one cashier's check per month


** Customer purchases checks
*** Variable rate of interest, subject to change
^ Debit card issuance restrictions apply. Card issuance is free, but foreign ATM usage fees apply. Talk to a Lake Area Banker for additional information.