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From a new car to a new garage, Lake Area Bank has a variety of loan products that we can tailor to your needs. Whatever your situation, we want to take care of your important needs and help you achieve your goals!

Home Equity Loans

Put your home's equity to work for you with a home equity loan from Lake Area Bank. Whether you are making home improvements or taking the vacation of a lifetime, a home equity loan is an accessible and affordable way to accomplish your goals. It's a great way to get the credit you need. . . when you need it.

Financial advisors recommend using the equity in your home as an ideal way to maximize your borrowing power. Plus, unlike most other forms of credit, the interest that you pay on a home equity loan may be tax deductible. Please consult a tax advisor regarding the deductibility of interest.

Lake Area Bank provides competitive rates and flexible repayment options. Prepayment is allowed at any time without a penalty. We offer fast credit approvals with prompt and personalized service.

Line vs. Loan

A home equity line provides maximum flexibility to use your credit line when you want, in any increment, for just about any purchase. If you prefer to have ongoing credit available, a home equity line of credit is your best choice.

A home equity loan is advisable if you already have plans for your money. The fixed rate feature of your home equity loan makes budget planning easier. Having fixed monthly payments for the term of the loan eliminates surprises.

With a Lake Area Bank home equity line of credit or loan, you can borrow up to 80% of the equity in your home. Put your home to work for you right now. Apply by visiting any of our convenient locations.

Installment/Personal Loans

From unexpected expenses to major purchases, Lake Area Bank can tailor a loan to fit your individual needs. Repayment terms and rates are dependent on the type and amount of loan requested.


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The following is a list of our bank location registered Mortgage Loan Originators.