PERSONAL CHECKING ACCOUNTS

* Benefits Plus® program exclusive in Lake Area Bank branch locations.

¹ Minimum opening deposit for checking accounts is $50.00.  Talk to a banker or see our Fee Schedule and Terms & Conditions for additional account information.

² Third party internet/data fees may apply.

³ Some account restrictions apply. Visit a banker to see if you’re eligible.

⁴ Or $10 off different design style.

⁵ Account holder must contact Lake Area Bank within 60 days following the statement date where the fees appeared. Reimbursement will be applied to the account it was charged to.

⁶ Perks Premium Savings account offers premium tiered interest rates and is exclusive to Perks Premium Checking account holders.

^{^} A monthly $10.00 fee will be charged if average minimum balance of $1,000 is not maintained.

^{^^} Monthly membership fee will be automatically deducted from your PERKS checking account.

Introducing Safety Net*, a discretionary overdraft service added to your checking account to cover overdrafts on check and ACH transactions. As an optional feature, Safety Net can also be extended to your debit card for added discretionary overdraft service on your ATM and everyday debit card transactions. To add Safety Net service to your debit card, please contact Lake Area Bank to opt-in to this additional coverage.

Note: If you do not have funds in your account to cover a transaction, Non-Sufficient Fund fees may apply regardless if you have Safety Net applied to your account. Safety Net is a service added to your account to help avoid transactions being declined when funds are not available.

*Subject to overdraft fees. Account must be in good standing. Subject to eligibility. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined and a Non-Sufficient Funds fee may be assessed on the account.