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Online Banking/Mobile Banking and ATM/Debit Cards will be TEMPORARILY DOWN for scheduled maintenance on Friday, May 20th from 6:00pm-6:30pm CST and 8:30pm-10:00pm CST. We truly apologize for the inconvenience this may cause.

PERSONAL CHECKING ACCOUNTS

We’re all unique.
Our solutions should be too.

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Benefits Plus Rewards

Checking Accounts

We’re all unique. Our solutions should be too.

Lake Area Bank offers a variety of checking accounts to meet your individual goals. Whether you prefer to keep it basic with our Simply Checking account, maintain a higher balance with Advantage Checking, or reap the rewards in our PERKS Premium account, we’ve got you covered.

Crave extraordinary perks? Our unique PERKS Premium account is specifically designed to save you time and money with stronger product offerings and an exclusive membership into the Benefits Plus® discount program.* Take advantage of a checking account that can actually save you money!

	Simply Checking	Advantage Checking	Perks Premium Checking
Minimum balance¹	No Minimum	$1,000	No Minimum
FREE eStatements²
FREE online banking with Bill Pay²
FREE mobile banking and mobile deposit²
Free person-to-person payments (Popmoney)
Interest bearing		Tiered	Highest Yield
50% discount on annual safe deposit box fee
Free order of LAB checks⁴		1 Box/Year	Unlimited
Free cashiers checks (1/Month)
Reimbursed LAB ATM fees outside of network⁵		Up to $10/Month	Unlimited
Free debit card replacements
Access to Perks Premium Savings⁶
Benefits Plus Membership
Monthly Account Rewards Membership	$0.00	$0.00^	$4.95^^

Interested in PERKS Premium Checking?

Learn more about the rewards offered by Benefits Plus

Explore Benefits Plus

* Benefits Plus® program exclusive in Lake Area Bank branch locations.

¹ Minimum opening deposit for checking accounts is $50.00. Talk to a banker or see our Fee Schedule and Terms & Conditions for additional account information.

² Third party internet/data fees may apply.

³ Some account restrictions apply. Visit a banker to see if you’re eligible.

⁴ Or $10 off different design style.

⁵ Account holder must contact Lake Area Bank within 60 days following the statement date where the fees appeared. Reimbursement will be applied to the account it was charged to.

⁶ Perks Premium Savings account offers premium tiered interest rates and is exclusive to Perks Premium Checking account holders.

^{^} A monthly $10.00 fee will be charged if average minimum balance of $1,000 is not maintained.

^{^^} Monthly membership fee will be automatically deducted from your PERKS checking account.