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All branches will be closed at 4pm on Friday, August 26th, and CLOSED ALL DAY on Saturday, August 27th, due to our White Bear Lake, Stillwater, and Hugo branch conversion to Royal Credit Union. We truly apologize for the inconvenience this may cause.

PERSONAL CHECKING ACCOUNTS

We’re all unique.
Our solutions should be too.

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Benefits Plus Rewards

Checking Accounts

We’re all unique. Our solutions should be too.

Lake Area Bank offers a variety of checking accounts to meet your individual goals. Whether you prefer to keep it basic with our Simply Checking account or maintain a higher balance with Advantage Checking, we’ve got you covered.

	Simply Checking	Advantage Checking
Minimum balance¹	No Minimum	$1,000
FREE eStatements²
FREE online banking with Bill Pay²
FREE mobile banking and mobile deposit²
Free person-to-person payments (Popmoney)
Interest bearing		Tiered
50% discount on annual safe deposit box fee
Free order of LAB checks⁴		1 Box/Year
Free cashiers checks (1/Month)
Reimbursed LAB ATM fees outside of network⁵		Up to $10/Month
Free debit card replacements
Access to Perks Premium Savings⁶
Monthly Account Rewards Membership	$0.00	$0.00^

¹ Minimum opening deposit for checking accounts is $50.00. Talk to a banker or see our Fee Schedule and Terms & Conditions for additional account information.

² Third party internet/data fees may apply.

³ Some account restrictions apply. Visit a banker to see if you’re eligible.

⁴ Or $10 off different design style.

⁵ Account holder must contact Lake Area Bank within 60 days following the statement date where the fees appeared. Reimbursement will be applied to the account it was charged to.