PERSONAL LOANS
Whatever your journey, we’ll help you get there.
All branches will be closed at 4pm on Friday, August 26th, and CLOSED ALL DAY on Saturday, August 27th, due to our White Bear Lake, Stillwater, and Hugo branch conversion to Royal Credit Union. We truly apologize for the inconvenience this may cause.
Automobile Loans
Auto loans are 90% loan-to-value (LTV) with varying terms.
- New autos and up to 2 years from current model year have a maximum term of 84 months.
- Autos 3-4 years from current model year have a maximum term of 60 months.
- Autos 5+ years from current model year vary.
- Rates as low as 4.00% APR*.
Rates vary based on the type and amount of loan requested. Contact a banker to discuss your unique situation and loan needs.
Boat Loans
Boat loans are 90% loan-to-value (LTV) with varying terms.
- New Boats have a maximum term up to 120 months.
- Used Boats have a maximum term up to 48 months.
- Rates as low as 4.00% APR*.
Rates vary based on the type and amount of loan requested. Contact a banker to discuss your unique situation and loan needs.
*Annual Percentage Rate (APR) as of 06/01/2021. Example of payment: Pay $225.79 per month on $10,000 borrowed for 48 months at 4.00% APR. Actual terms and rates based on applicant’s payment and credit history. Minimum loan amount of $5,000. Rates are subject to change at any time without notice. Loan fees and down payment requirements may apply.
