Boat Loans

PERSONAL LOANS

Whatever your journey, we’ll help you get there.

Personal, Auto & Boat Loans

Lake Area Bank has a variety of personal loan products tailored to meet to your individual needs. Whatever your situation, we aim to provide the best financial solutions to help achieve your goals!

Looking for a new or new-to-you ride? With a Lake Area Bank loan, you’ll be on the road (or water) in no time! Enjoy competitive rates and flexible terms to suit just about any budget.

Lake Area Bank provides personal loans and unsecured lines of credit tailored to meet your immediate and/or long-term needs. Whether you’re ready to hit the road in a new car or RV, or need a little help with unexpected expenses, we’ve got you covered.

Automobile Loans

Auto loans are 90% loan-to-value (LTV) with varying terms.

New autos and up to 2 years from current model year have a maximum term of 84 months.
Autos 3-4 years from current model year have a maximum term of 60 months.
Autos 5+ years from current model year vary.
Rates as low as 4.00% APR*.

Rates vary based on the type and amount of loan requested. Contact a banker to discuss your unique situation and loan needs.

Boat Loans

Boat loans are 90% loan-to-value (LTV) with varying terms.

New Boats have a maximum term up to 120 months.
Used Boats have a maximum term up to 48 months.
Rates as low as 4.00% APR*.

Rates vary based on the type and amount of loan requested. Contact a banker to discuss your unique situation and loan needs.

*Annual Percentage Rate (APR) as of 06/01/2021. Example of payment: Pay $225.79 per month on $10,000 borrowed for 48 months at 4.00% APR. Actual terms and rates based on applicant’s payment and credit history. Minimum loan amount of $5,000. Rates are subject to change at any time without notice. Loan fees and down payment requirements may apply.

Don’t want a loan?

Maybe a credit card is all you need.

Credit Cards

Interested in a larger loan?

Lake Area Bank offers competitive home equity loans and lines of credit for major finances such as home improvements, debt consolidation, dream vacation, building an addition or cabin, and more!

Home Equity Loans