Personal Savings


Whatever your vision — we’ll help you get there.

piggy bank icon

Personal Savings Accounts

Whether you are saving for a rainy day, or have a specific goal in mind, Lake Area Bank offers you flexible savings accounts that are designed to grow with your changing financial needs and vision.

Want more savings power? Choose our PERKS Premium Savings for maximum growth potential – exclusively for our PERKS Premium Checking customers. Contact a Lake Area Banker to discover the benefits of becoming a PERKS customer.

Minor Savings
(For ages 17 & under)
Lifeline Savings Money Market Savings Perks Premium Savings*
ATM Access**
Free eStatements^
Free Automatic Recurring Transfers
Free Online Banking^
Free Mobile Banking^
Unlimited In-Person Withdrawals
Minimum to Open $10 $50 $2,500 $2,500
Minimum Balance $0 $50 $2,500 $0
Monthly Service Fee if Daily Balance Falls Below Minimum Balance N/A $3/month $10/month N/A
Interest Bearing Higher Yield Highest Yield
Tiered Rates^^ Up to $2,499.99
$2,500 & up
Up to $499.99
$500 & up
Up to $2,499.99
$2,500.00 – $9,999.99
$10,000.00 – $49,999.999
$50,000.00 & up
Up to $99,999.99
$100,000.00 -$249,999.99
$250,000.00 & up

* This account is only available to customers with a Premium Premium Checking account.
** With ATM or debit card. Card issuance restrictions apply. Talk to a Lake Area Banker for additional information.
^ Third party internet/data fees may apply.
^^ Variable rate of interest, subject to change.

Little Boater’s Club (Minor Savings Account)
All Aboard! Lake Area Bank has a first-rate savings account that encourages kids to save! Our Little Boater’s Club account allows you to cast off the bow lines and jump into waters of banking. Our crew is here to help navigate savings territory along the way.  Account Details:

  • For “sailors” under 18 years of age
  • Minimum balance to open is $10
  • No minimum balance
  • No monthly service charge
  • Competitive interest rate
  • Unlimited in-person withdrawals
  • Earn $5 at account opening
  • Receive a Lake Area Bank piggy bank at account opening
  • Bring in your savings for an annual piggy bank match – up to $10 annually

Interested in a Health Savings Account? An HSA is a tax-exempt account established exclusively for the purpose of paying qualified medical expenses of the account beneficiary covered under a qualified high-deductible health plan (HDHP).

Additional Services

Other products and services offered by Lake Area Bank.

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